Advisor Terms

1) Who we are

My Money Vision, LLC
11146 Front St., Mokena, IL 60448
Email: info@mymoneyvision.com

2) What you are buying

A plan gives you an advisor account, a firm page inside the platform, and the ability to invite people you choose ("Members") to use My Money Vision's financial education content under your firm's page. The Solo plan includes one advisor login, two team logins, and up to 25 member families. Branded and enterprise plans are sold under a separate written agreement and are not covered by these Advisor Terms except where that agreement says so.

Your plan licenses the content for use with your own clients and their family members. It does not license you to distribute My Money Vision content to the public, to schools or other organizations, or to use it in your marketing. Those uses need a separate Distribution and Sales License.

3) Educational content, not advice

My Money Vision provides general financial education. It does not provide investment, tax, legal, or financial planning advice, and nothing in the platform is a recommendation to any Member. You remain solely responsible for any advice you give your clients and for the relationship between you and your clients. No fiduciary, advisory, or client relationship is created between My Money Vision and any Member by their use of the platform.

4) Your regulatory responsibilities

You are responsible for determining whether, and how, your firm, your broker-dealer, your registered investment adviser, or any regulator requires review or approval before you put educational content in front of clients, and for obtaining that approval. My Money Vision has not sought and does not claim approval from any broker-dealer or regulator on your behalf, and nothing we provide, including compliance summaries, should be read as such approval.

Unbranded content is third-party educational material. If you add your firm's name, logo, or colors, the content may be treated as your firm's communication under rules that apply to you. You confirm you have the authority and any required approval to do so before you turn branding on.

You will not represent My Money Vision content as your own work, as advice, or as reviewed or approved by anyone who has not reviewed or approved it.

5) Members and their data

Members are individuals who accept your invitation and create their own accounts under the Terms of Service and Privacy Policy. Members own their own accounts, answers, journal entries, and goals.

You may see Member activity and progress to the extent the platform shows it to advisors. You will use that information only to support your relationship with the Member and your client, and never to market unrelated products, to share with third parties, or in any way the Member would not reasonably expect. You are responsible for any consent your firm or applicable law requires before you invite a person or view their activity, including for Members under 18.

If a Member asks you to stop viewing their activity or to remove them from your firm page, you will do so, or ask us to.

We process Member data as described in the Privacy Policy. We do not sell Member data and we do not share it with other Subscribers.

6) Billing, renewal, and cancellation

Plans are billed in advance, monthly or annually, through our payment processor, Stripe. We never see or store your card number. Your plan renews automatically at the end of each billing period until you cancel.

You can cancel at any time from your billing portal in the platform. Cancellation stops the next charge. You keep access through the end of the period you have already paid for. Except where we state otherwise at checkout or where required by law, fees are non-refundable.

When a plan ends, we turn off your invitation link and new invitations. Your firm page and your existing Members' accounts and progress stay as they are, so no Member loses their work because you stopped paying. Members may continue under the Terms of Service.

Prices may change. We will tell you at least 30 days before a price change takes effect on your renewal.

7) Your account and your team

You are responsible for everything done under your advisor and team logins. Keep your passwords private, and tell us promptly if you think a login has been compromised. Team logins are for people who work at your firm. You will not share logins across firms or resell access.

8) Intellectual property

My Money Vision owns the platform and all of its content, including courses, lessons, handouts, and the My Money Vision name and marks. Your plan is a limited, non-exclusive, non-transferable license to use them inside the platform with your Members for as long as your plan is active. You will not copy, download, record, scrape, redistribute, or build a competing product or any AI model or dataset from the content. Branding you upload stays yours; you give us a license to display it inside the platform for your Members and in materials made for your firm.

9) Our commitments

We will keep the platform available with reasonable care and skill, fix material defects we are told about, and give you reasonable notice of changes that materially reduce what your plan includes. We may add, change, or retire features and content as the platform develops.

10) Disclaimer, liability, and indemnity

THE PLATFORM AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT GUARANTEE THAT ANY MEMBER WILL ENGAGE, LEARN, OR BECOME OR REMAIN YOUR CLIENT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MY MONEY VISION WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR LOST PROFITS, CLIENTS, OR DATA. OUR TOTAL LIABILITY FOR ALL CLAIMS IN ANY 12-MONTH PERIOD IS LIMITED TO THE AMOUNTS YOU PAID US FOR THE PLAN DURING THAT PERIOD.

You will indemnify and hold My Money Vision harmless from claims and expenses, including reasonable attorneys' fees, arising from your advice to clients, your use of the platform in breach of these Advisor Terms, your breach of rules that apply to you, or your use of Member data.

11) Term, suspension, and termination

These Advisor Terms apply for as long as you have a plan. We may suspend or end your plan if you breach these Advisor Terms, if your payment fails and is not cured within 14 days, or if we are required to by law. If we end your plan for a reason other than your breach, we will refund any prepaid fees for the unused part of your term.

12) General

These Advisor Terms are governed by the laws of the State of Illinois. Disputes will be resolved as set out in the Terms of Service. We may update these Advisor Terms; if the changes are material we will email the address on your account at least 30 days before they take effect, and continued use after that date is acceptance. These Advisor Terms, the Terms of Service, the Privacy Policy, and your checkout confirmation are the entire agreement between you and My Money Vision for your plan. If any part is unenforceable, the rest still applies.

13) Questions

Email info@mymoneyvision.com.